A major tax law that took effect in January is bringing changes to savings accounts for people with disabilities and causing concern about funding for programs.  Under the new law, people with disabilities will be able to roll over their funds from a traditional 529 college savings plan to their ABLE account.  This change will help families who setup regular college savings plans before learning that their child had a disability. In addition, the new law allows people with disabilities to save their earnings exceeding the federal poverty level.  However, advocates warn that the change comes with risks due to the way the law was written.  Account holders are responsible for monitoring their contributions to ensure that they're in compliance.  Mistakes could be costly-- potentially disqualifying people from government benefits.

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