brookings institute: Aging with dignity: Providing long-term supports and services at home for our nation’s elders
The provided article from Brookings highlights the urgent need for a structured long-term care system as the U.S. population ages, noting that seven in 10 individuals will eventually require significant long-term services and supports (LTSS). Currently, middle-income households face a "collapsed" private insurance market and high costs that exceed average savings, while Medicaid remains restricted to the very poor and often prioritizes nursing homes over preferred in-home care. To address this, authors Richard G. Frank, Sherry Glied, and their colleagues propose a new Medicare home care benefit designed as an entitlement to provide financial protection and allow elders to age with dignity in their own homes.
